by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management Do you own an IRA, 401(k), 403(b), 457, Thrift Savings Plan, or some other qualified or pre-tax retirement account? If so, read on. On December 20, 2019, President Trump signed the SECURE Act into law. This stands for Setting Every Community up for Retirement […]
by Jac M. Arbour CFP®, ChFC®, President J.M. Arbour Wealth Management For those of you who need to choose a pension payout option, you might agree that the task can seem confusing. In this month’s article, I will share eight key considerations when making this decision. Terms of the Lump Sum: One must compare the […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management Wow. Look at all the advertising. Look at all the products for sale. Look at all the money being spent on stuff—stuff that will soon be obsolete, no longer the “next-best-thing,” and most likely, thrown away, worn out, or placed on a shelf or […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management Something I enjoy in life more than most things is sitting and chatting with a voice of experience. I recently had a conversation with a friend who is going strong at 91 and certainly has that voice. She was blessed to share a marriage […]
by Jac M. Arbour CFP®, ChFC®, President J.M. Arbour Wealth Management For the most part, people know what they pay per month for their mortgage, their car, property tax, etc. However, the same does not seem to hold true for their investments. We always ask the attendees at our monthly educational workshops (and our clients […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management What is your largest concern about retirement? According to the Wall Street Journal, the number one fear/concern of a retiree is outliving his or her money (the second is requiring Long Term Care due to chronic illness). I have to admit, I understand both […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management Markets crashed from October of 2007 to March of 2009. Since then, it has been a great ride to record highs. The Dow has skyrocketed and the S&P 500 recently crossed 3,000. The big question is, how long can this thrill ride last? Bull […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management The dream has shifted. It used to be a house, a picket fence, a new car, two healthy kids, job security, and maybe a family trip once or twice per year. Today, younger people are not as interested in buying homes, and they’re starting […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management When you pass, who will inherit your assets? Will your assets be distributed via the probate process? (And will information about your estate therefore become public record?) What if someone should challenge your Last Will and Testament? Will the probate of your assets be […]
by Jac M. Arbour CFP®, ChFC® President, J.M. Arbour Wealth Management Work harder. Work smarter. Give it your all. Think outside the box. Be original. Never give up. Have you ever received any such advice? While most people have, and each piece is worth consideration, there are other, less frequently discussed paths of least resistance […]