VETERANS CORNER: Special Monthly Compensation revisited
by Gary Kennedy
Well, we are ending another week and V.A. continues its decline. The medical side continues to be short on help, yet the administration side remains well staffed and happy. There is no problem filing claims and results seem to be coming back rather quickly. Most claims are being serviced outside of the V.A. by various entities, most of which are nurse practitioners. Sleep studies are being done at home with an appliance attached to one’s finger. Those don’t usually have a favorable result. The only good part of that application is, negative results are easy to appeal. It wasn’t too long ago that all these tests were given for the most part in house and by qualified specialist not generalists. This all came about fairly recently when the V.A. system began to fall apart due to poor management. Money began being thrown at problems and then the cash runs out. It’s not professional anymore. Medical issues are being treated like a business transaction instead of their true purpose. It use to be very well defined and you could depend on the person evaluating the situation. Not everyone is after the dollar; some really want to know what is going on and how to fix it. We need to overhaul our V. A. system and get back to honesty and integrity. Veterans deserve better than what they’re getting. Being a 100 percent gives you a paycheck but doesn’t prolong your life or make it better. All vets need to see it for what it is and talk to the powers that be about their concerns.
We talked last week about Special Monthly Compensation (SMC). I will continue this by filling you in on what that is all about. SMC is a higher level of tax-free payment for veterans with extremely severe service connected disabilities, that goes beyond standard disability compensation. These levels, K to T correspond to different types and combinations of severe conditions, such as loss of limbs, loss of sight or needing constant aid and attendance for daily living, with letter like (O) indicating more severe needs. A standard rating is compensation from 0-100 percent. S.M.C. however, provides additional compensation for severe conditions. Also, not to muddy up the water, there is a S.M.C. which is available to veterans that are low income and are rated at a 100 percent disabled – P&T. but is not service connected. That is another entirely separate program with rules and regulations of its own.
When you are 100 percent as a married veteran you will receive approximately $4,000 per month. However, if you have certain conditions such as loss or loss of effective use of a limb you can receive an extra $136 for that. It is added to your pension under K-factor. If you have lost the use of more than one, you add as many as three. The increase in benefit is permanent tax free money which is added to your pension. The other codes allow such things as Aid & Attendance for additional money. Everything under K is permanent. S.M.C. basically is an avenue established for low income veterans in need. S.M.C. is a benefit for veterans and their survivors with permanent and total non-service connected disabilities that provide additional financial support beyond the basic V.A. pension. This monthly allowance provides a higher income limit, and it is divided into two parts.
- Aid and Attendance- bathing, dressing, eating, using the bathroom, protecting oneself from daily hazards or adjusting orthopedic devices.
- Housebound allowance for veterans or surviving spouse who is substantially confined to their home due to permanent disability. Veteran must have one disability rated at 100 percent disabling and another for 60 percent or more. Eligibility is based on income and financial need. It must be permanent and total but does not need to be in service. Vet must have served 90 days or more and at least one day needs to be during war time. Veteran must have an other than dishonorable discharge. If you are a surviving spouse file a 21P-534EZ.
These are the basics, if you need more to aid your search, ask and we will answer. That’s enough for this week. I hope we were able to help some of you. Until next time, God bless you and yours and have a good and safe weekend. Always lend a hand when you can.
The views of the author of this column are not necessarily those of The Town Line newspaper, its staff and board of directors.