For Your Health – Surprising Perks Of Your Medicare Plan

For Your Health

(NAPSI)—With more than 10,000 baby boomers turning 65 each day, the number of people eligible for Medicare is growing rapidly. Medicare Open Enrollment starts Oct. 15 and runs through Dec. 7, a time when millions of people are evaluating their health plan options to ensure their coverage meets their retirement lifestyle.

When looking at Medicare plans, people check to make sure their physician is included in the plan’s network and prescriptions are covered, but it’s important to see which unique benefits and perks a plan offers to take full advantage of the program. There is much more than standard health care available.

Medicare plans can offer benefits including a free gym or fitness facility membership through programs such as SilverSneakers, the nation’s leading community fitness program designed specifically for older Americans. Exercise is key to helping people live their best lives as they age, maximizing their health and well-being to maintain an active lifestyle. No matter a person’s goal—from running a marathon for the first time to keeping up with grandkids—SilverSneakers members enjoy the many benefits of the program, including:

• Membership to more than 14,000 fitness locations: SilverSneakers members have unrestricted access and unlimited visits to every fitness and wellness facility in the national network, including each location’s basic amenities, such as weights, treadmills, pools and more.

• Specialized fitness classes: SilverSneakers offers a variety of classes in partnering locations that are designed to accommodate all fitness levels and interests. Led by certified SilverSneakers fitness instructors, classes range from SilverSneakers Classic and Splash, to SilverSneakers BOOM®, a fast-paced, higher-intensity class designed for baby boomers and active older adults.

• Friendship and community: So much more than an exercise program, SilverSneakers helps foster new friendships with a welcoming and supportive member community that becomes one of close friends.

• Quality of life: The program changes lives by engaging participants in physical activity to help them do more of what they love. In fact, 91 percent of members say SilverSneakers has improved their quality of life.

More than 14.5 million people are eligible for this program offered at no additional charge through the nation’s leading Medicare Advantage, Medicare Supplement and group retiree plans. You can check your Medicare plan to see if you are eligible for the program and claim your free fitness membership at www.silversneakers.com.

SCORES & OUTDOORS: Update on birds

Roland D. HalleeSCORES & OUTDOORS

by Roland D. Hallee

As an update to my column of two weeks ago about the disappearance of birds from our backyard feeders, I have done some more research, and received some feedback from readers.

Through the dog days of August, it is not unusual to see and hear fewer birds. The nesting season has ended. So, young birds and their parents have dispersed and left their nesting territories (your yard). If natural food is plentiful, they are less likely to supplement their diet with your feeders. Migration has also started. Backyard birds with long migration routes will start leaving early in more northern areas of the country as insect populations start to fall off. Midday heat will make birds more inactive. Summer temperatures will often cause birds to be less active during the middle of the day. So, it’s possible that the warm fall we are experiencing has something to do with it. So, they won’t come to feeders as much.

“Things are going wrong with our environment,” writes John Terborgh, a James B. Duke Profesor of Environmental Science at Duke University. “Even the parts of it that are nominally protected. If we wait until all the answers are in, we may find ourselves in a much worse predicament than if we had taken notice of the problem earlier. By waiting, one risks being too late; on the other hand, there can be no such thing as being too early.”

For some interesting insight, read Terborgh’s book, Where Have All the Birds Gone?: Essays on the Biology and Conservation of Birds that Migrate to the American Tropics.

Is this talk about national bird declines just hot air? No. As well as all these apparent disappearances of birds, there has been a serious, countrywide, decline in the numbers of many birds, including many well known and loved species. This decline has been slow and gradual, rather than sudden. Extensive research has shown that these declines are caused primarily by changes in agriculture.

According to ArkWildlife, a respected online trading bird food and wildlife habitats company, and 24 years of history with a passion for garden wildlife, “don’t panic, nothing’s gone wrong. The birds are simply following the natural seasons, food availability and their natural behaviour. Perhaps somewhat surprisingly, birds can suffer real food shortages during the summer months at a time most vital to them – the breeding season. Wet weather or a late spring can all mean a lack of insects to forage for when the trees and hedgerows have long since been stripped of berries and seeds. So birds turn to our gardens in huge numbers to supplement their diet and even bring fledglings directly from the nest to the feeder.”

Although we don’t see it very often, there is a year-round cycle within the bird world. As we transition into fall, birds go into different feeding patterns.

Don’t worry, according to many bird research sources, they will come back. So don’t take down those feeders yet. Keep them filled, the birds will love you for it.

Here are a few responses we received on our website:

Janie says: It appears the loss of birds is quite widespread…not just in Maine. I live in upstate New York… Catskill Mountains region; and we haven’t had any birds, at all, for over a month. We went for about a 45 minute drive to admire the autumn foliage, and we did not see even one bird spotted flying during the drive… and we were specifically watching to see if another area had birds. My relatives and I feed them year round… and usually have to refill the feeders on a daily basis. There have always been lots of birds year round… this has not happened before in over the 25 years I have lived here. On a positive note, we noticed this weekend a few birds have started to return from wherever they had gone! It is so nice to hear and see them again!

JHM says: I have had a feeder in Waterville, Maine, for many years. The first few days in September the hummingbird sat at the nectar feeder almost all day and evidently left that night on his southern journey. Until about that date my seed feeder had many daily bird visits from tufted titmice, several male and female cardinals, many chickadees, gold finches and house finches, and others. But right about that time in early to mid-September I realized my feeder was staying full and there were no birds, only an occasional squirrel. I cleaned the feeder and bought new seeds, but still no luck. I kept a look out for predators and did see a cat several times. But, that is not unusual. I have seen an occasional titmouse and cardinal but that is it. I have seen some birds in the trees, but not as many as I have seen in the past. I hope they will come back as the birds are a bright spot by my kitchen window during the long winter.

Caroline says: I was just googling “where are the birds” and this article was high in the search. I live in Southport, North Carolina. Usually my feeders are covered with many types of birds, especially House finches. But for the last month or two, I have a couple of chickadees, cardinals and nuthatches. This area is rich in bird life, especially water birds (egrets, herons, etc) and those birds seem to be about the same. But I am very shocked at the decrease in feeder birds. We have a lot of insects here. I have noticed no decrease in them. I am very concerned to find an article from Maine that describes a similar situation.

I’m Just Curious: Really?

by Debbie Walker

I’m not sure how this “New Tiny Houses” thing came about; it has become the newest in home ownership. Newest? That’s my “really?” question.

Well, I don’t believe “new” should be included in the term. When I was driving home the other day I saw at least three “tiny houses.” These homes probably were not as fancy as the ones on that Sunday night TV show. However, it is a way for people to have a “home” and not pay rent. It has been going on for a long time.

We have a friend who built what he calls a “camp.” It is small and he works on it as he can afford it. The difference is some of the “tiny houses” are meant to travel, the ones on the way home were not, nor is our friend’s.

I know I am probably not seeing the whole picture but I am seeing some serious problems with moving some of these little “Tiny Houses” down the road. If they want to move around what is wrong with some of the travel trailers?

There are some beautiful “homes” (a home is whatever size and structure you are fond of). The trailers are built for going down the road, wherever your heart desires and to live in with comfort. Some are luxury and some are suited to a rugged camping experience. Storage is everywhere, inside and outside under the trailer. I believe with most companies you can do some customizing, my in-laws used to design their fifth wheel according to their (her!) needs.

I am kind of wondering if this “Tiny House” thing will last a long time. The TV show certainly will not have the run time of “Captain Kangaroo.” I lived in a travel trailer some years back, for a year, and I enjoyed it. We were in Florida and spent a lot of time outside. But even in “weather” we were comfortable. Ken and I spent at least three summers up here in our motor home. We did enjoy those summers even though Ken wasn’t quite as happy as I was contented.

Well anyway, that’s my rant about the “Tiny Houses.” Please don’t hesitate in letting me know your thoughts.

WEATHER

(Copied from The Old Farmers Almanac for Kids)

Little Girl’s Poem About Snow

Charley looked at the snowflakes fair,
Falling so swiftly through the air.
With wonder in her big blue eyes
She looked at the fairies from far-off skies.
Soon she called, “Momma, come look at these things,
Floating as softly as if they had wings
I guess, Momma, the angels up there
Are combing the dandruff out of their hair.

by Cora E Talbot (1865-1938)

With that cute little poem I am trying to build myself up for what is sure to come soon, after all this is Maine. Please contact me at dwdaffy@yahoo.com with questions or comments. Don’t forget to check out our website. Thanks for reading!

REVIEWS: Composer: Johannes Brahm; Film: Hitch, starring Will Smith, Eva Mendes, Kevin James

Peter CatesREVIEW POTPOURRI

by Peter Cates

How I Started Collecting Records — Continued!

Along with the Burl Ives records, there were others given to me. Numerous titles from such labels as Golden Records, Peter Pan and Children’s Record Guild abounded. I remember a Johnny Ray Columbia 45 hit — Just Walkin’ in the Rain – that I heard a lot on the radio. One day Mom bought me a copy of it — my first example of owning a record I had already grown to like from listening to the radio but far from being the last one.

Although I didn’t add any more of Ray’s records until more than 40 years later, I continue to regard him as an intriguing singer with a very individualistic style of delivery. I would also recommend watching the Jack Benny skit on YouTube, in which the comedian visits the singer’s home, as one of the funniest ever produced! (To continue next week…)

Brahms

Piano Quintet
Leon Fleisher, piano, with the Juilliard String Quartet; Odyssey Y 35211, 12- inch stereo vinyl LP, recorded early ‘60s.

Johannes Brahm

This composition was originally scored and performed as a Quintet for five string players and a Sonata for two pianos but Brahms and his two closest friends, violinist Joseph Joachim and Clara Schumann, widow of the great composer, Robert Schumann, felt something was missing. It was then rescored for piano and four string players and became a success that continues to be performed to the present day, with a large number of fine recordings.

It has a kind of special beauty, rhythmic power and sense of tragedy that combine into a unique musical experience. The pianist Leon Fleisher and his Juilliard colleagues gave their all, making this recording one that will reward numerous hearings.

Hitch

starring Will Smith, Eva Mendes, Kevin James, Allegra Cole, etc.; directed by Andy Tennant; Columbia Pictures; 118 minutes; 2005.

Will Smith

Eva Mendes

This film deals with the activities of a matchmaker, Hitch (Will Smith); his would-be girlfriend, Sara (Mendes), who is also a gossip columnist; a paunchy, klutzy stockbroker, Albert (James) ; and Albert’s girlfriend of a lifetime, Allegra (Valletta), who is beautiful, filthy rich, and very down to earth, an unusual combination. The stars do magnificent work in a very funny film, my favorite being Eva Mendes, who, as Sara, does a wonderful scene of emotional vulnerability in opening up to Hitch about her childhood when she felt really hurt – the kind of honesty in acting that is so rarely seen at anytime in a film of today without the hysterics.

In other words, one superb film!

IF WALLS COULD TALK, Week of November 9, 2017

Katie Ouilette Wallsby Katie Ouilette

WALLS, know what I received? Well, someone wrote a book and sent me the ad entitled A Living History of Western Maine! Really? Well, this is November and, yes, we probably are more interested in bean suppers.

Now, I just happened to have attended the East Madison Historical Society’s meeting and much was discussed about a bean supper on October 28 at the East Madison Grange Hall. So our fair and small town values its history, bean suppers and all.

Yes, faithful readers, you already know that East Madison was the first Madison, until the Madison Paper Industry settled along the Kennebec River. However, you didn’t know that we are very much Madison and the Madison Selectmen had their meeting at our fire hall on Monday, October 23. Yes, WALLS, we are very fortunate that our selectmen recognize us and our importance as citizens of Madison. In fact, WALLS, you have asked about the relationship of both sides of our Lake Wesserunsett. Well, the meeting was, as usual, informative and extremely interesting. The seating was full of East Madisonites, who spoke up and solved problems. Great meeting, faithful readers!

O.K., just as promised last week, sort of, faithful readers. Yes, you were promised laughter, because Halloween is a happy time, but, wouldn’t you know, National Geographic magazine has stolen the show! The cover of the November issue has The Search for Happiness wanting WALLS to tell you all about it. Actually, if you are familiar with the magazine, you know full well that there are pages and pages for the reader and this time, National Geographic has some of the towns in our world that are happy places. Now, faithful readers, don’t all rush to buy a plane ticket, but at least, if you come across the November issue, be happy!

SOLON & BEYOND, Week of November 9, 2017

Marilyn Rogers-Bull & Percyby Marilyn Rogers-Bull & Percy
grams29@tds.net
Solon, Maine 04979

Good morning, dear friends. Don’t worry, be happy!

Want to thank Roland for his very good column entitled, “Where have all the birds gone?” We, along with many others, have been concerned about the total disappearance of all the birds this summer. Have missed watching the many different kinds at our bird feeders and then they just up and stopped showing up at all! Then this last week a few chickadees, ( which are my favorites) arrived and I was so happy to welcome them back.

The Solon Congregational Church Holiday Craft Fair is coming right up on Saturday, November 11, at the Solon Elementary School from 9 a.m. to 2 p.m. This craft fair has been growing each year and there are many great crafters and vendors again this year. There will be Scentsy, Lula Rue Clothing, wood crafts, hand made crafts by Rachel Danner, Alpaca goods, great crafts and food made by Patty LeHay, candles, knitted crafts, just to name a few! There will be the popular Kid’s Holiday Shopping room, where they can shop for items for family members for under $1 and have help wrapping it up, all by themselves, no adults allowed! Another popular thing that has been expanded is the Basket Raffle, where there will be 15-plus themed baskets to buy chances on, some of the themes are Family Game Night, Pets, Thanksgiving Dinner, Tail Gate Party, Christmas themed, Movie Night, Boy and Girl themed, etc.

As usual the kitchen will be open for breakfast and lunch, with yummy selections and the bake table! Hope you plan to check us out! It sounds like a great fair as always.

The Embden Thrift Shop will be having a bag sale on all pants (women, men and children) this week (Wed., Fri., and Sat.,) 10 to 3.

Don’t forget the Annual Anson-North Anson Snowmobile Club Craft Fair this Saturday, November 4, at the Carrabec High School from 9 a.m. to 3 p.m. This is always a great one also, I always look forward to visiting with friends there.

And yet another annual event is also coming up on November 11 at The North Anson Congregational Church, the Holly Shoppe! This will take place from 8 a.m. until 1 p.m. There will be candy, jewelry, baked goods, knives, gifts, cookie walk and St. Nick’s Christmas Shop. Luncheon 11:30 a.m. to 1 p.m.

Was happy to receive a letter from the Somerset Public Health stating that Madison has started a Madison Mug Up! This is a social gathering which will be held at the American Legion Post #39 on the third Thursday of every month. All are welcome. Stay a minute or all morning. Learn about winter preparedness, Share your skills, experience and knowledge, Shoot pool, do crafts or puzzles, play cards or games, coffee, snacks and chat, make a friend, celebrate holidays and more.

Upcoming Socials: Thursday, Dec. 21, Time 9:30 – 11:30 a.m., Place: American Legion, 20 S. Maple Street, Madison, ME 04950. For more information call: 474-7473.

The following wise words are some that Percy used back on June 23, 2011: this is entitled Reach Out with Love: Reach out with love it’s here to stay, Generously share it every day. Each one of us has much to give, If only we can learn to live. For every thought and word and deed, To make it worthwhile it’s love we need. And when we feel that love is shown, We speak a language all its own! To make impressions wealth is spent, But to reach out with love doesn’t cost a cant! (words by Hedwig Wroblewski.)

Sugarloaf to launch Cat-skiing to Burnt Mountain

Sugarloaf’s Bracket Basin glade skiing will get lift service by two snow cats this season. Photo by Jamie Walter courtesy of Sugarloaf Mountain.

Dan CassidyINside the OUTside

by Dan Cassidy

There’s a new “Cat” coming to ski country, and it’s coming to Sugarloaf’s Burnt Mountain. It’s the first cat-skiing service in Maine and one of very few east of the Rockies.

The announcement was made recently by Noelle Tuttle, Communications Manager at Sugarloaf. The resort has purchased a new 12 passenger snow cat that will work along with an existing 12-passenger cat to transport skiers and riders to the top of the Androscoggin Glade from the Log Yard located at the bottom terminal of the King Pine chairlift.

Glade cutting crews have been busy this summer working to develop a designated cat road and clear a new glade on Burnt Mountain that will add 100 acres of newly-developed terrain to explore.

According to the announcement, Burnt Mountain and the Androscoggin Glade have been accessible to skiers and riders willing to hike or skin.

“Since its opening, our side country terrain has become a fan favorite among Sugarloafers,” said Crusher Wilkinson, Sugarloaf Vice President of Mountain Operations. “The new Burnt Mountain Cat Skiing will not only enhance the skiing and riding experience, but also make the terrain more accessible to our guests.”

Burnt Mountain cat rides will be offered on weekends and vacation weeks only, from 9 a.m. to 3:30 p.m. The two passenger cats will rotate shuttling skiers and riders every 20 minutes, and guests will be able reserve their seat online in advance.

Riding and skiing at Burnt Mountain is recommending for experts, according to the press release. Anyone unfamiliar with the Burnt Mountain terrain is encouraged to visit Ski Patrol at the top of the Androscoggin Glade for more information.

The 2020 Ten-Year map outlines the resort’s ten-year vision for development. Since the vision was first unveiled in 2010, the resort has seen numerous upgrades and improvements, said Noelle Tuttle, in a press release. The resort has added more than 600 acres of new terrain, a new quad chairlift, massive upgrades to its snowmaking system and lift infrastructure, as well as various village enhancements and upgraded facilities throughout the resort.

It’s time to get into shape, as the snow Gods will be with us soon. And while you’re working out, it’s also time to get your ski/snowboard gear tuned up and ready to hit the slopes.

GARDEN WORKS: Winding Down – Making it count at the season’s end

Emily CatesGARDEN WORKS

by Emily Cates

The end is near – of the gardening season! The vines have shriveled, the leaves have fallen, and the grass is turning brown. Though the scene outside may have begun to look rather apocalyptic, for many gardeners there are still many activities that can be done before the snow flies and the ground freezes. Let’s take a look at a few of them, including garden clean-up, preparation for next year, and selective and strategic plantings. Since it’s actually an ideal time of year without bugs and blazing heat and humidity, let’s get to it and enjoy the outdoors.

First things first! Rule Number One at the season’s end is to clean up all debris from spent plants. That way, pests and diseases won’t have a hiding place to overwinter and an encore performance. I prefer to be as thorough as possible, sending the remains to a burn pile. Some folks like to turn poultry out to the garden at this time to help with the clean-up and to leave their own “deposits.”

With plants and weeds cleared away, I like to dig up the garden with a spading fork, paying extra attention to grubbing out unwanted roots and rhizomes. While we’re at it, why not add some organic matter? It might be a good time to clean out the coop, hutch, shed, or stable and incorporate the manure and bedding into the garden. Other amendments, such as Azomite and other supplements for the soil, can be mixed in as directed. A nice, thick mulch will keep these valuable materials from getting washed out, and will facilitate easy garden care in the springtime.

At this point, we could put the garden to bed; or, if we’d like to plant garlic – hold off on mulching until garlic is planted. Also, it’s a great time of year to plant trees! As long as there is adequate moisture in the soil from planting time until the freeze, a tree, shrub, or vine should do just fine and won’t normally need to be watered extra in the spring. Go ahead and move, transplant, plant – whatever – and make sure it get’s plenty of water.

Speaking of trees, it’s a good idea to label them and wrap their trunks to the snowline with a tree guard. (I prefer tin foil! So inexpensive, useful, and recycle-able!)

It’s the end of the gardening season for sure, but for the wise and savvy gardener, it’s just the beginning of activities and refreshing times outdoors!

TECH TALK: Bug hunting in the late 20th century

(image credit: XDanielx – public domain via Wikimedia Commons)

ERIC’S TECH TALK

by Eric W. Austin
Computer Technical Advisor

The year is 1998. As the century teeters on the edge of a new millennium, no one can stop talking about Monica Lewinsky’s dress. September 11, 2001, is still a long ways off, and the buzz in the tech bubble is all about the Y2K bug.

I was living in California at the time, and one of my first projects, in a burgeoning technical career, was working on this turn of the century technical issue. Impacting the financial sector especially hard, which depends upon highly accurate transactional data, the Y2K bug forced many companies to put together whole departments whose only responsibility was to deal with it.

I joined a team of about 80 people as a data analyst, working directly with the team leader to aggregate data on the progress of the project for the vice president of the department.

Time Magazine cover from January 1999

Born out of a combination of the memory constraints of early computers in the 1960s and a lack of foresight, the Y2K bug was sending companies into a panic by 1998.

In the last decade, we’ve become spoiled by the easy availability of data storage. Today, we have flash drives that store gigabytes of data and can fit in our pocket, but in the early days of computing data-storage was expensive, requiring huge server rooms with 24-hour temperature control. Programmers developed a number of tricks to compensate. Shaving off even a couple of bytes from a data record could mean the difference between a productive program and a crashing catastrophe. One of the ways they did this was by storing dates using only six digits – 11/09/17. Dropping the first two digits of the year from hundreds of millions of records meant significant savings in expensive data-storage.

This convention was widespread throughout the industry. It was hard-coded into programs, assumed in calculations, and stored in databases. Everything had to be changed. The goal of our team was to identify every instance where a two-digit year was used, in any application, query or table, and change it to use a four-digit year instead. This was more complicated than it sounds, as many programs and tables had interdependencies with other programs and tables, and all these relationships had to be identified first, before changes could be made. Countrywide Financial, the company that hired me, was founded in 1969 and had about 7,000 employees in 1998. We had 30 years of legacy code that had to be examined line by line, tested and then put back into production without breaking any other functionality. It was an excruciating process.

It was such a colossal project there weren’t enough skilled American workers to complete the task in time, so companies reached outside the U.S. for talent. About 90 percent of our team was from India, sponsored on a special H-1B visa program expanded by President Bill Clinton in October of ’98, specifically to aid companies in finding enough skilled labor to combat the Y2K bug.

For a kid raised in rural New England, this was quite the culture shock, but I found it fascinating. The Indians spoke excellent English, although for most of them Hindi was their first language, and they were happy to answer my many questions about Indian culture.

I immediately became good friends with my cube-mate, an affable young Indian man and one of the team leaders. On my first day, he told me excitedly about being recently married to a woman selected by his parents while he had been working here in America. He laughed at my shock after explaining he had spoken with his bride only once – by telephone – before the wedding.

About a month into my contract, my new friend invited me to share dinner with him and his family. I was excited for my first experience of true Indian home-cooking.

By and large, Californians aren’t the most sociable neighbors. Maybe it’s all that time stuck in traffic, but it’s not uncommon to live in an apartment for years and never learn the name of the person across the hall. Not so in Srini’s complex!

Srini lived with a number of other Indian men and their families, also employed by Countrywide, in a small apartment complex in Simi Valley, about 20 minutes down the Ronald Reagan Freeway from where I lived in Chatsworth, on the northwest side of Los Angeles County.

I arrived in my best pressed shirt, and found that dinner was a multi-family affair. At least a dozen other people, from other Indian families living in nearby apartments – men, women, and children – gathered in my friend’s tiny living room.

The men lounged on the couches and chairs, crowded around the small television, while the women toiled in the kitchen, gossiping in Hindi and filling the tiny apartment with the smells of curry and freshly baking bread.

At dinner, I was surprised to find that only men were allowed to sit around the table. Although they had just spent the past two hours preparing the meal, the women sat demurely in chairs placed against the walls of the kitchen. When I offered to make room for them, Srini politely told me they would eat later.

I looked in vain for a fork or a spoon, but there were no utensils. Instead, everyone ate with their fingers. Food was scooped up with a thick, flatbread called Chapati. Everything was delicious.

Full of curry, flatbread, and perhaps a bit too much Indian beer, Srini and his wife walked me back to my car after dinner. Unfortunately, when Srini’s wife gave me a slight bow of farewell, a tad too eager to demonstrate my cultural savoir-faire, I mistook her bow for a French la bise instead. Bumped foreheads and much furious blushing resulted. Later, I had to apologize to Srini for attempting to kiss his wife. He thought it was hilarious.

Countrywide survived the Y2K bug, although the company helped bring down the economy a decade later. Srini moved on to other projects within the company, as did I. The apocalypticists would have to wait until 2012 to predict the end of the world again, but the problems – and opportunities – created by technology have only grown in the last 17 years: driverless cars, Big Data, and renegade A.I. – to deal with these problems, and to exploit the opportunities they open up for us, it will take a concerted effort from the brightest minds on the planet.

Thankfully, they’re already working on it.

Here at Tech Talk we take a look at the most interesting – and beguiling – issues in technology today. Eric can be reached at ericwaustin@gmail.com, and don’t forget to check out previous issues of the paper online at townline.org.

Three Easy Ways To Improve Your Life

For Your Health

(NAPSI)—Your health, wealth and happiness may be improved if you heed these three helpful hints to ease and enhance your life:

1. Studies show money effectively motivates weight loss. So many individuals, couples, friends, families and employee groups turn to HealthyWage.com—the leading provider of money-driven diet challenges. It provides cash prizes, social and expert support, tools, resources, and goal-setting and tracking technologies. Over 200,000 participants have collectively lost over 10 million pounds, earning over $5 million in cash prizes for their pound-shedding success.

2. Those ready to retire can avoid financial strife with the Amazon.com-listed book “20 Retirement Decisions You Need to Make Right Now.” It covers key financial decisions for the critical period transitioning from work to retirement. These decisions—many permanent—will affect your financial security for decades.

3. Excessive sweating—a serious medical condition called hyperhidrosis—affects approximately 4.8 percent of the population and can lead to serious practical, social and emotional consequences. The International Hyperhidrosis Society provides support, resources and expert perspective to those struggling with this condition and others who hate to sweat. Its website, www.SweatHelp.org, offers education; treatment, insurance, and clinical trial information; a physician finder; a useful award-winning blog; and sweat-management product discounts.